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  • Writer's picturePaulo Miller

Canada Dental Care Plan with River Rock Dental: Your Complete Guide

Welcome to River Rock Dental’s comprehensive guide on the Canadian Dental Care Plan (CDCP)! Dental health is a crucial aspect of overall well-being, yet the cost of dental care can be a significant barrier for many individuals and families across Canada. Recognizing this challenge, the Canadian government has introduced the CDCP, a program designed to make dental services more accessible and affordable for eligible Canadians.


At River Rock Dental, we understand the importance of maintaining good oral health and are committed to helping our patients navigate their options for dental care funding. Whether you are a senior, a parent, or someone with a disability, understanding how to access and benefit from the CDCP can relieve financial pressures and help maintain your dental health without undue stress.

Canada Dental Care Plan


In this post, we will walk you through everything you need to know about the Canadian Dental Care Plan, from eligibility criteria and application processes to what services are covered. Our goal is to equip you with the knowledge you need to take full advantage of this beneficial program, ensuring you and your family can smile brighter without worrying about the high costs of dental care.


What is the Canadian Dental Care Plan (CDCP)?

The Canadian Dental Care Plan (CDCP) is a pivotal initiative by the government of Canada aimed at providing essential dental care access to those who need it most. Recognizing the fundamental link between oral health and overall health, the CDCP seeks to alleviate the financial constraints that can prevent individuals from receiving necessary dental treatments.

Purpose of the CDCP

The primary goal of the CDCP is to ensure that more Canadians can access preventive care and treatment for dental health issues. Dental health services have traditionally been a significant expense for many families, and by subsidizing these costs, the CDCP helps protect the well-being of eligible Canadians, particularly those who might otherwise forgo care due to cost concerns.

Benefits of the Program

The Canadian Dental Care Plan provides coverage for a variety of dental services, which can include routine examinations, preventive care, and other necessary dental treatments. The extent of coverage can vary based on factors such as age, income, and specific health needs. This program is especially beneficial for:

  • Lower-income families,

  • Seniors,

  • Children under the age of 18,

  • Individuals with disabilities.

Impact on Public Health

By improving access to dental care, the CDCP not only enhances the oral health of individuals but also contributes to better overall health outcomes. Oral health issues are often linked to other serious health conditions, including heart disease, diabetes, and respiratory illness. Therefore, the CDCP plays a crucial role in the broader public health strategy by preventing more severe health complications through early and accessible dental care.

The introduction of the Canadian Dental Care Plan marks a significant step forward in making healthcare more holistic and inclusive. It acknowledges that dental health is an integral part of medical well-being and aims to make Canada a healthier nation, one smile at a time.

At River Rock Dental, we are enthusiastic supporters of initiatives like the CDCP that empower our patients and enhance their quality of life. We're here to help you understand how this plan can be utilized to benefit your dental health and assist you in navigating the application process.


Who is Eligible for the CDCP?

Canada Dental Care Plan for kids

Navigating the eligibility requirements for the Canadian Dental Care Plan (CDCP) is crucial for accessing the benefits it offers. Based on the information detailed in the PDF files, the CDCP aims to provide financial assistance for dental care to several key demographic groups within Canada. These groups have been specifically targeted to ensure that those most in need of dental health support can receive it. Below, you'll find an infographic that visually breaks down the eligibility criteria for these groups.

Canada Dental Care Plan eligibility

Further Details:

  • Seniors (aged 65 and older): This program is designed to help seniors maintain their dental health without the stress of high costs. Eligibility is straightforward, requiring only proof of age and residency.

  • Low-Income Households: Recognizing that dental care can be a significant financial burden, the CDCP offers support to families and individuals whose incomes fall below a specific threshold. Proof of income through tax documents is required to qualify.

  • Individuals with Disabilities: Those who already qualify for the Disability Tax Credit can also receive dental care benefits under the CDCP, ensuring that dental health does not become an overlooked aspect of overall health management for disabled individuals.

  • Children and Youth: Ensuring that children and teenagers have access to dental care supports their health and development. This eligibility extends to all young people under 18, making it inclusive and straightforward.

For those looking to apply or seeking more information about their specific situation, consulting with a dental care provider like River Rock Dental can help clarify the process and ensure all necessary documentation is prepared correctly.


How to Apply for the CDCP

Applying for the Canadian Dental Care Plan (CDCP) is designed to be accessible and straightforward, ensuring that all eligible individuals can obtain dental care benefits without unnecessary complications. Here's a detailed guide on how to apply:

Step 1: Determine Your Eligibility

First, confirm whether you meet the eligibility criteria as specified in the CDCP guidelines. Refer to the eligibility infographic provided earlier to check if you belong to any of the qualifying categories such as Seniors, Low-Income Households, Individuals with Disabilities, or Children and Youth.

Step 2: Gather Required Documents

Prepare all necessary documents that will support your application. These include:

  • Government-issued ID for verifying age and residency.

  • Notice of Assessment from your most recent tax return to demonstrate income levels (for low-income households).

  • Disability Tax Credit certificate (for individuals with disabilities).

  • Birth certificate or government-issued ID (for children and youth under 18).

Step 3: Complete the Application Form

Download the application form from the official CDCP website or obtain a copy from your local health department office. Ensure you fill out the form accurately, providing all requested information.

Step 4: Submit Your Application

You can submit your completed application along with all the required documents through several methods:

  • Online: Via the CDCP application portal.

  • By Mail: Send it to the address provided on the application form.

  • In Person: Drop it off at a designated government office near you.

Ensure you keep a copy of your application and all accompanying documents for your records.

Step 5: Wait for Approval

After submission, your application will undergo a review process by the CDCP administrators. This review can take a few weeks, and you will be notified about the status of your application—whether it's approved, requires more information, or is denied.

Step 6: Receive Your Benefits

If your application is approved, you will receive detailed instructions on how to access dental care services under the CDCP. This includes information about participating dental clinics, how to schedule appointments, and a comprehensive list of covered services.

Helpful Tips:

  • Check the Deadline: Be aware of any application deadlines or enrollment periods.

  • Seek Assistance: If you find the application process challenging, contact the CDCP support center or ask for help from local community health organizations.

  • Review Covered Services: Familiarize yourself with the list of dental services covered under the CDCP to fully understand the benefits available to you and your family.

Following these steps will help ensure a smooth application process for the Canadian Dental Care Plan, facilitating access to essential dental care services for you and your dependents.


When Can You Apply for the CDCP?

Understanding the timing for applying to the Canadian Dental Care Plan (CDCP) is crucial for ensuring that you and your family can access dental benefits when needed. Here’s a breakdown of the application periods and important dates to keep in mind:

Open Enrollment Period

The CDCP has an annual open enrollment period during which most applicants can submit their applications. This period typically runs from:

  • October 1st to October 31st

During open enrollment, all eligible groups can apply or renew their applications for the upcoming year.

Special Enrollment Periods

In addition to the standard open enrollment period, there are special enrollment periods that allow individuals to apply outside the normal timeframe under certain qualifying circumstances. These circumstances include:

  • Change in Marital Status: Marriage, divorce, or legal separation.

  • Change in Family Size: Birth, adoption, or death in the family.

  • Loss of Other Health Coverage: Losing eligibility for other health coverage (such as aging out of a parent's plan or losing job-based coverage).

  • Change in Residence: Moving to a new address that affects your eligibility.

  • Significant Income Changes: Changes affecting eligibility for subsidized health plans.

Applications during these special enrollment periods can be made within 60 days of the qualifying event.

Emergency Applications

For emergency dental care needs where immediate attention is required, applications can be submitted at any time. Approval for emergency applications is typically expedited to provide quick access to necessary dental services.

Application Processing Time

It’s important to note that while emergency applications are processed quickly, standard applications submitted during the open or special enrollment periods typically take around 4-6 weeks to process. Applicants are encouraged to apply early within these windows to ensure their coverage is active when needed.

Plan Year

For those who are approved, coverage under the CDCP begins on January 1st of the following year and continues until December 31st. It is essential to renew your application each year during the open enrollment period to maintain continuous coverage.

Further Information

For more details about the application timelines or if you need guidance regarding your specific situation, you can visit the CDCP official website or contact their customer service for assistance.

By keeping these dates and details in mind, you can plan effectively and ensure that your application for the Canadian Dental Care Plan is submitted during the appropriate window, maximizing your chance of receiving timely dental benefits.


What Does the CDCP Cover?

The Canadian Dental Care Plan (CDCP) provides comprehensive dental benefits designed to meet the needs of eligible Canadians across various demographics. Understanding what services are covered can help you better plan your dental care and ensure that you utilize the benefits available to you effectively. Here’s a detailed overview of the coverage provided by the CDCP:

Preventive Services

  • Routine Examinations: Annual or bi-annual dental check-ups to assess oral health and prevent dental issues.

  • Cleanings: Professional teeth cleanings to remove plaque and tartar, typically covered twice a year.

  • X-rays: Necessary diagnostic x-rays to identify hidden dental issues not visible during a regular examination.

Basic Dental Procedures

  • Fillings: Treatment for cavities using materials like amalgam or composite resin.

  • Root Canals: Essential endodontic treatments to save an infected or badly decayed tooth.

  • Tooth Extractions: Removal of teeth that are damaged beyond repair.

Major Dental Procedures

  • Crowns: Caps placed over a tooth to restore its shape, size, strength, and appearance.

  • Bridges: Dental restorations used to replace one or more missing teeth by anchoring to adjacent teeth.

  • Dentures: Full or partial dentures to replace missing teeth and restore oral function.

Orthodontic Services

  • Braces: Traditional metal braces, ceramic braces, and other orthodontic appliances to correct misaligned teeth.

  • Invisalign: A modern alternative to braces using clear aligners for teeth alignment, covered under certain conditions.

Specialty Dental Services

  • Periodontal Therapy: Treatments for gum disease, including scaling, root planning, and periodontal surgery.

  • Oral Surgery: Advanced surgical procedures not covered under basic extractions, such as impacted wisdom tooth removal or corrective jaw surgery.

  • Dental Implants: Coverage for dental implants may be partial and subject to specific conditions or limitations.

Emergency Dental Care

  • Urgent Care: Immediate treatment for dental emergencies such as severe pain, infection, or trauma affecting the teeth and gums.

Coverage Limits and Co-pays

While the CDCP aims to provide extensive coverage, there are limits and co-payments that apply to certain services. These can vary based on the specific plan tier you are enrolled in and may be adjusted annually. It's important to review your benefits package each year and understand any out-of-pocket costs you may incur.


Certain cosmetic procedures, such as teeth whitening, veneers, or aesthetic bonding, are typically not covered as they are considered non-essential. Additionally, some advanced and experimental treatments may not be covered under the CDCP.

For a complete and detailed list of what is covered, potential exclusions, and any associated costs, it is recommended to consult the official CDCP documentation available on their website or discuss with a CDCP representative. This information will help you make informed decisions about your dental care and ensure you fully utilize the benefits provided by the Canadian Dental Care Plan.


How to Check Your Application Status

  1. Start by visiting the official portal where you submitted your application. You will need to log in using your registered credentials (username and password).

  2. After logging in, navigate to the 'Dashboard' or 'My Applications' section of the website. This is typically found in the top menu or within your user profile.

  3. Within the dashboard, locate the section labeled 'Application Status' or 'Current Applications.' Here you will see a list of any applications you have submitted.

  4. Look for the application in question; the status should be displayed next to the application. Common statuses include 'Pending Review', 'Under Review', 'Approved', or 'Rejected'.

  5. If available, click on the status or the application name for more detailed information. Some portals provide detailed feedback or steps needed if further action is required on your part.

  6. Ensure your contact information is up to date in the system to receive notifications via email or SMS regarding any changes to your application status.

  7. If you have any questions or encounter issues checking your application status, you should contact the support center. Most platforms offer support through multiple channels, such as telephone, email, or live chat.

Additional Tips

  • Regular Checks: It's a good idea to check your application status regularly until it is fully processed.

  • Documentation: Keep all related documents and correspondence handy in case you need to refer to them or provide additional information.

  • Patience: Depending on the volume of applications, processing times can vary. Patience is key during this waiting period.


Assistance with Applying for the CDCP

Step 1: Determine Your Eligibility

Start by confirming that you meet the Canadian Dental Care Plan's eligibility requirements.

Step 2: Gather Required Documents

Collect all necessary documentation needed for the application process, such as personal identification and proof of income.

Step 3: Create an Account

If you're a new applicant, set up an account on the CDCP portal with a valid email address and personal details.

Step 4: Complete the Application Form

Log in to your account and fill out the application form accurately, ensuring all required fields are completed.

Step 5: Upload Supporting Documents

Upload all necessary supporting documentation as directed by the application process guidelines.

Step 6: Review and Submit

Carefully review all entered information and uploaded documents for accuracy, then submit your application.

Step 7: Wait for Confirmation

After submitting, wait for a confirmation that your application has been received and keep this for your records.

Step 8: Check Application Status

Regularly check your application status on the CDCP portal to see if further action is needed or if a decision has been made.

Step 9: Access Support if Needed

If you run into any issues or have questions, contact CDCP support for help.

Canada Dental Care Plan river rock dental


Frequently Asked Questions

What is the Canadian Dental Care Plan (CDCP)?

The CDCP is a government initiative designed to help Canadians cover their dental expenses. It aims to provide financial assistance for dental services to individuals and families who do not have private insurance and meet certain income criteria.

Who is eligible for the CDCP?

Eligibility for the CDCP is primarily based on household income and lack of private dental insurance. Households with an income of $90,000 or less, which do not have access to any dental coverage, can apply. The coverage percentage varies based on income levels.

How does the income-based coverage work?

  • Less than $70,000: Up to 100% coverage

  • $70,000 to $80,000: 60% coverage, you pay 40%

  • $80,000 to $90,000: 40% coverage, you pay 60%

What dental services are covered under the CDCP?

The plan covers a range of dental services including:

  • Preventative services like cleanings and polishing

  • Diagnostic services such as X-rays and examinations

  • Restorative services like fillings

  • Surgical procedures including extractions

How can River Rock Dental help with the CDCP application process?

River Rock Dental offers support to help patients access CDCP benefits:

  • Free consultation to discuss eligibility and benefits

How do I apply for the CDCP?

The application process is rolled out in phases based on age groups. Eligible individuals will receive a letter with application instructions that can typically be completed over the phone. Ensure your mailing address is current to receive all necessary correspondence.

What should I do if I currently have a private dental plan?

If you have a private dental plan and meet the eligibility criteria for the CDCP, it might be worthwhile to compare the benefits and costs. Depending on the coverage and your dental needs, it may be more cost-effective to cancel your private plan and apply for the CDCP.

When will my dental coverage start after I apply?

Once your application is approved, the insurance provider (currently Sunlife) will send you a welcome package including your member card and the start date of your coverage. It's important to wait until this date before seeking dental services to ensure the costs are covered under the plan.

Can I get reimbursed for dental expenses if I pay out of pocket before my application is approved?

No, expenses incurred before your application is approved are not eligible for reimbursement. It's crucial to wait for approval and the coverage start date before undergoing any dental treatments.

How can I ensure my dental office accepts the CDCP?

Before booking your appointment, verify with your dental office if they are enrolled in the CDCP. As this is a new program, not all offices may be set up to process claims immediately.

What should I do if I'm close to the age of receiving an application invitation?

If you are nearing the age where your cohort is being invited to apply (such as seniors aged 70 and above), regularly check your mailbox for the application letter and follow the enclosed instructions promptly.


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